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MONEY MATTERS: 10 steps to turn your idea into a business - The Bakersfield Californian

Posted: 30 Mar 2019 12:00 AM PDT

Bakersfield's list of successful "homegrown" businesses rivals most cities.

Have you ever wondered how the founding entrepreneurs of these flourishing businesses got started?

Some would-be entrepreneurs spend years searching for the "perfect idea" to start a business and never pull the trigger. If you are thinking about launching a business, there's a lot to consider. Here's an overview of what you need to make it happen.

Refine your idea

If you have a business idea, balance it with reality. Be able to solve a problem, fulfill a need or offer something the market wants. Ask yourself who else is doing it and how can you do it better. Be prepared to explain a short "elevator pitch" to an investor.

Build a plan

There are no limits on who can become an entrepreneur. You don't necessarily need a college degree or a ton of money, but you definitely need a plan. A business plan is your roadmap for how you will run your business. The Small Business Administration is a helpful resource at www.sba.gov as well as our local Small Business Development Center at CSU Bakersfield.

Assess finances

Now that you've mapped out your plan, you have a clearer picture of how much it will cost to get started. Do you have available funds or will you need to borrow money? If you're planning to leave your current job to focus on your business, do you have money socked away to support yourself until you turn a profit?

Select your business location

This is an important decision. Whether it's a physical location or an online presence, your choice could affect your revenue, taxes and legal requirements.

Choose your business structure

There are a number of ways you can set up your business. You can be a sole proprietorship, a partnership, a limited liability company or a corporation. Each type has various tax and legal implications. You may choose an initial business structure and then re-evaluate and modify your structure as your business grows and needs change. It's smart to consult with a business attorney or CPA to ensure you are making the right choice.

Pick your name

Your business name plays a huge role in every aspect of your business, so make it a good one. If you use a fictitious business name, apply with the county clerk's office at www.kerncountyclerk.com.

Register your business

If you're working with an attorney, they'll help you through necessary registrations, licenses and permits. If navigating on your own, there's a wealth of resources to tap such as the California Business Portal at www.businessportal.ca.gov. Licenses, permits and certifications vary depending on your business type, so check out www.calgold.ca.gov.

Build your team

A business is only as good as the people behind it. Fill the gaps of your limited experience with strong team members. Consider your hiring or outsourcing needs. Hiring is fraught with regulations. This may be an area where you lean on experts or seek training.

Track your finances

Separate business from personal and open a business bank account. You'll want to track income and expenses at a minimum. QuickBooks is widely popular with small businesses for its ease of use and valuable reporting features.

Protect yourself

You'll need insurance for the risks you'll face. A reputable insurance agent will help determine appropriate coverage for your business. Depending on your needs, common insurance policies include general liability, professional liability, commercial property, workers' compensation, employment practices liability, product liability, home-based business and commercial auto insurance.

The bottom line

Turn your idea into a revenue stream. With a little homework, you may be the next booming Bakersfield business.

Chris Thornburgh is a CPA and partner at Brown Armstrong Accountancy Corp. Contact her at cthornburgh@bacpas.com or 661-324-4971. The views expressed are her own.

Burrell Behavioral Health notifies clients of an internet portal security incident - KY3

Posted: 29 Mar 2019 08:23 PM PDT

SPRINGFIELD, Mo. (News Release) -- Burrell Behavioral Health recently sent letters to clients informing them that a business associate's Internet-facing portal, which contained electronic images of Burrell's protected health information ("ePHI"), was improperly secured and potentially permitted access to unauthorized individuals.

The ePHI was loaded on the server in August, 2018 and contained medical record information for up to 67,493 individuals, which could include one or more of the following: name, address, telephone number, date of birth, gender, date of service, type of services, insurance information, driver's license number, and social security number. Burrell will notify potentially affected clients via letter and by substitute notice posted on Burrell's website.

Upon discovery, Burrell immediately contacted its business associate to shut off portal access and launched an investigation. Computer forensics experts determined that there was a very low probability that any information was actually accessed; there was no evidence that any unauthorized individuals or automated website crawlers or scanners had accessed the ePHI and the ePHI was formatted in a manner that did not allow access through general internet searches or casual internet browsing.

Identity monitoring and protection services will be offered free of charge, as appropriate, for individuals whose social security number has been compromised by this incident. Affected individuals, or those who want to know whether or not they were affected, may call 1-(855) 571-5874, Monday through Friday, 8 a.m. to 5 p.m. CDT beginning Wednesday, April 3, 2019.

"We value the privacy and security of patient protected information and we are committed to protecting the confidentiality and privacy of our patients," said Darren Johnson, Vice President, Information Technology for Burrell. "It is our priority to support those who have been affected."

"We are taking the necessary and appropriate steps to prevent this type of incident from occurring in the future," Johnson said. "We have an effective security program, but we are continuing to evaluate and implement additional administrative, technical and physical safeguards to protect ePHI. We are working with all of our business associates to ensure all ePHI is appropriately secured, and that additional technical and administrative safeguards are implemented to permit the secure transition of paper medical records to electronic form."

Concerned individuals may wish to obtain a free credit report from each of the credit reporting bureaus – Equifax, Experian and TransUnion. The credit bureaus' information is below:

Equifax: 888-298-0045, www.equifax.com

Experian: 888-397-3742, www.experian.com

TransUnion: 800-680-7289, www.transunion.com

Bowers & Merena catalogs added to Newman portal - Numismatic News

Posted: 30 Mar 2019 04:06 AM PDT

Professional Coin Grading Service and Newman Numismatic Portal announce the full-view availability of Bowers & Merena (and predecessor) auction sale catalogs on NNP.

PCGS holds electronic rights to Bowers & Merena publications prior to February 2004 and is making this content available to NNP on a non-exclusive basis. The series consists of approximately 200 auction sale catalogs from 1972 to 2004, featuring legendary collections such as Garrett, Norweb, Eliasberg, and Bass.

The Bowers & Merena auction sale catalogs may be accessed on the Newman Portal at https://nnp.wustl.edu/library/auctioncompanies. Additional classic publications of Bowers & Merena, including Rare Coin Review, will be added over time. The longstanding "house organ" of Bowers & Merena, Rare Coin Review featured substantive research articles in addition to market updates and fixed price listings of significant coins.

Brett Charville, president of PCGS, commented "PCGS has received many requests to make this material available to the collecting community. Collector education is an important aspect of our business, and we are pleased to add this content to the collective memory of our hobby. We welcome continued feedback from the community and appreciate their input on all aspects of our operation."

Q. David Bowers added, "I am delighted to see my old company publications made available on Newman Portal. This is an exciting time for numismatic scholarship, and the growth of digital resources is a critical factor in developing the next generation of coin collectors."

Newman Numismatic Portal project coordinator Len Augsburger concluded, "We are thrilled to add these publications to Newman Portal on a full-view basis. Bowers & Merena produced authoritative sale catalogs over an extended period, and this resource will be of great interest to those researching past sales of many important coins. We are grateful to PCGS for opening this material to the general public."

This article was originally printed in Numismatic News. >> Subscribe today.


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Global Board Portal Market Size, Trends & Forecasts 2019-2023 - ResearchAndMarkets.com - Associated Press

Posted: 26 Mar 2019 09:50 AM PDT

DUBLIN--(BUSINESS WIRE)--Mar 26, 2019--The "Global Board Portal Market: Size, Trends & Forecasts (2019-2023 Edition)" report has been added to ResearchAndMarkets.com's offering.

Global Board Portal Market: Size, Trends & Forecasts (2019-2023 Edition) provides an in-depth analysis of the global board portal market with analysis of market size and growth. The analysis includes market by value, volume, market share by business type and by segments (external and in-house). An analysis of generation 4.0 board portal is given in the report. Along with these, a detailed overview of the US CLOUD Act and its implications on European board portal market is also included in the report.

The board portals can be segmented by delivery modes as well as delivery models. Board portal software can be used through Android, iPad web based tools or windows. Vendors offer their products in the market through one of these mediums. A delivery model refers to the approach taken for delivering enterprise software mainly used while referring to a software application. Three primary delivery methods are used for enterprise software, namely, licensed model, software as a service (SaaS) model and a hosted model.

The board portals can be segmented on the basis of Generations as well into Gen 1.0, Gen 2.0, Gen 3.0 and Gen 4.0. Over the generations, the board portals have become much simpler, technically advanced and have become more of digital assistants to the board members. The Gen 4.0 board portal is an expectation that what an ideal board portal should be like.

The acceptance and use of board portal have increased significantly over the years. The global portal market is projected to grow at a significant growth rate over the forecasted period i.e. 2019 to 2023. The factors driving the global board portal market are increasing security concern in the organization, better collaboration between directors, lower cost of board portal solutions, growing trend of paperless board meetings, increasing demand of board portals in educational institutions etc. Yet there are some challenges which this market faces, such as balancing security issue, regulatory compliance, lack of skilled workforce, etc.

A detailed competitive landscape of Passageways (OnBoard), SHERPANY (Boardroom), DiliTrust (Leading Boards), Insight Venture Partners (Diligent) and NASDAQ (Director Desk), has also been provided in the report. These major market players has profiled in the report on the basis of aspects like business overview, financial overview and business strategies adopted by respective companies.

Furthermore, the report also assesses the key opportunities available in the market and summarizes the dynamic forces that are and will be accountable for growth of the industry. Growth of the global board portal market has also been forecasted for the period 2019-2023, taking into consideration previous growth outlines, growth drivers and the existing and forthcoming trends.

Key Topics Covered:

1. Executive Summary

2. Introduction

2.1 Overview of Board Portal

2.1.1 Features of Board Portal

2.1.2 Board Portals: Aspects of Board Portals

2.2 Board Portal Delivery Mode

2.2.1 Board Portals by Delivery Mode

2.3 Board Portal Delivery Models

2.3.1 Board Portals by Delivery Models

2.3.2 Comparison of Enterprise Software Model and SaaS

2.4 Board Portal Generation

3. Global Market Analysis

3.1 Global Board Portal Market Analysis

3.1.1 Global Board Portal Market by Value

3.1.2 Global Board Portal Market by Volume

3.1.3 Global SMEs/Emerging Businesses Board Portal Market by Volume

3.1.4 Global SMEs/Mid-Market Board Portal Market by Volume

3.1.5 Global Board Portal Market by Segment (External, In-House)

4. Generation 4.0 Board Portal Market Analysis

4.1 Global Board Portal Generation 4.0 Market Analysis

4.1.1 Global Board Portal Generation 4.0 Market by Volume

4.1.2 Global Board Portal Generation 4.0 Market Volume by Segments (Enterprise, Mid-Market, SMB)

4.1.3 Global Board Portal Generation 4.0 Market by Geography

4.2 Global Board Portal Generation 4.0 Market: Segment Analysis

4.2.1 Global Board Portal Generation 4.0 Enterprise Segment by Volume

4.2.2 Global Board Portal Generation 4.0 Mid-Market Segment by Volume

4.2.3 Global Board Portal Generation 4.0 SMB Segment by Volume

4.3 Global Board Portal Generation 4.0 Market: Geographical Analysis

4.3.1 North America Board Portal Generation 4.0 Market by Volume

4.3.2 Western Europe and South East Asia Board Portal Generation 4.0 Market by Volume

4.3.3 Middle East Board Portal Generation 4.0 Market by Volume

4.3.4 Rest of the World Board Portal Generation 4.0 Market by Volume

5. The US CLOUD Act

5.1 The US CLOUD Act

5.1.1 US CLOUD Act: An Overview

5.1.2 GDRP: An Overview

5.1.3 The US CLOUD Effects on European Board Portal Providers

5.1.4 Issues Faced by European Board Portal Providers

5.1.5 Board Portals Affected by CLOUD Act

6. Market Dynamics

6.1 Market Trends

6.1.1 Inclusion of Real-Time Analytics

6.1.2 Innovation in Service

6.1.3 Governance Risk Compliance (GRC)

6.1.4 Rising Demand in Education Sector

7. Competitive Landscape

7.1 Feature Comparison of Major Players

7.2 Price Comparison of Major Players

8. Company Profiles

  • DiliTrust (Leading Boards)
  • Insight Venture Partners (Diligent)
  • NASDAQ (Director Desk)
  • Passageways (OnBoard)
  • SHERPANY (Boardroom)

For more information about this report visit https://www.researchandmarkets.com/research/b5qtmm/global_board?w=4

View source version on businesswire.com:https://www.businesswire.com/news/home/20190326005735/en/

CONTACT: ResearchAndMarkets.com

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Related Topics:Software

KEYWORD:

INDUSTRY KEYWORD: TECHNOLOGY SOFTWARE

SOURCE: Research and Markets

Copyright Business Wire 2019.

PUB: 03/26/2019 11:50 AM/DISC: 03/26/2019 11:50 AM

http://www.businesswire.com/news/home/20190326005735/en

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